Tag Archives: dental benefits

Got Dental Insurance? Use Your Preventive Benefits

When it comes to the health of your teeth and gums, preventive dental care is key. Brushing and flossing help to remove plaque from teeth and a healthy diet keeps your whole body—including your teeth and gums—in good shape. But it’s the routine dental exams and regular cleanings that help to reduce the likelihood you’ll […]

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Dental Decoded: What Is An Annual Maximum?

Most dental plans have an annual dollar maximum. This doesn’t refer to the most you will pay out of pocket. Instead, this is the maximum dollar amount a dental benefit plan will pay toward the cost of dental care within a specific benefit period (typically January through December). The patient is personally responsible for paying […]

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Using Dental Benefits Out of State: A Go-To Guide

Whether your out-of-state kid in college has a toothache or you knocked out a tooth during the annual Turkey Bowl at grandma’s, Delta Dental of Arizona has you covered. Most of our dental plans allow you to visit a dentist anywhere in the U.S. and receive the same benefits you would receive at home. Although […]

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Dental Decoded: 4 Common Dental Insurance Terms Defined

If dental insurance terms confuse you, you’re in good company. A 2013 survey found that 51 percent of U.S. adults were unable to accurately define at least one of these common insurance terms: premium, deductible and copay. At Delta Dental of Arizona, we are committed to helping you understand your dental benefits and your oral […]

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More Companies Offering Dental Benefits to Employees, Survey Finds

The number of businesses offering dental benefits has grown considerably since 2000, according to the 2014 Employer Health Benefits Survey conducted by the Kaiser Family Foundation/Health Research and Educational Trust. The nationwide survey took into account the size and region of firms when calculating the percentage of businesses offering dental benefits as a part of […]

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Evaluating Dental Plan Options

Purchasing dental insurance can be a daunting decision. It may not be easy to determine which plan and coverage options best meet your needs. At first glance, two plans may seem exactly alike. In actuality, they could be very different, especially if the two plans are offered by competing carriers. Here are four areas you’ll […]

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Dental Pre-Treatment Estimates: What Are They & When To Get Them

  If you’ve ever had car troubles, you’re familiar with the concept of an auto repair estimate. The mechanic runs a few diagnostic tests and inspects the vehicles for performance issues and hands you a paper that lists the recommended repairs and their associated costs. Occasionally, the repairs may cost a little more (or even […]

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Understanding Your Dental Plan: Benefit Categories and Coverages

Comparing coverage between dental insurance plans? Trying to make sense of the dental benefits summary your employer gave you during open enrollment? We can help! In addition to the annual maximum and deductible, you’ll want to review the covered services.  Many dental plans offer three classes or categories of covered services, often with different reimbursement […]

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Choosing the Right Dental Plan for Employees

Wading through dental plan options for your company can be overwhelming, but employees will appreciate the added benefits. As you evaluate the different dental benefits available, you should consider the needs of those using the benefits and how they define high-quality coverage. This ensures that your company and its employees get the most value out […]

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5 Tips for Choosing a Dental Benefits Plan for Small Businesses

According to a survey conducted by the National Association of Colleges and Employers, graduating students and alumni rate dental coverage among the top five most important workplace benefits.1 Unfortunately, many small business owners are unsure what to look for when choosing a dental benefits plan. In fact, 90 percent of benefits decision-makers rely on a […]

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